Most Americans are crisis-oriented.  We wait until there is a problem, most likely a major problem, before we take action. We say "an ounce of prevention is worth a pound of cure," but we don't live that way. When a problem comes, we want a quick solution, a bail out, when we should have been working to prevent the problem all along.  It's especially like that with our finances.    In this message, Rod Loy looks at "preventative" measures with our money.

TV, newspapers, and the Internet have been filled with bad news about the economy.  As economic pressure increases, people are becoming increasingly worried.  Why does it make us worry, and what can we do about worry in uncertain times?

Re-start. Reboot. Control, Alt, Delete.  The answer to every problem in the computer world is to re-start.  And when you do? Miraculously, when the computer comes back on after re-starting, everything works again.  That's all it takes.  A re-start wipes out your mistakes - like they never happened.

What if life was like that?  Have there been times in your life you wish you could just re-start?

We say it all the time, "Every Soul Matters to God." But do we really believe that? Did Jesus really die for everyone's sins? Are there some people who are just too bad for God to forgive?